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CEMA Transactions

Complete Your CEMA-NYC Transactions… Seamlessly…

The CEMA transaction can significantly lower the taxes buyers and lenders must pay on certain mortgage transactions by combining old and new liens. CEMA stands for Consolidation, Extension, Modification Agreement, and it allows qualified borrowers to pay less mortgage tax on the transaction. However, it must only be used in the correct circumstances and in the correct counties, depending on the mortgage tax rates in the area.

At Wilk Silver, we leverage our wide-ranging expertise with New York transactions to represent our clients as they close CEMA transactions and enjoy the resultant savings. If you think you are completing transactions that might be eligible for CEMA status and the resultant savings, contact Wilk Silver and let us help you submit the appropriate delivery package.
Our team is committed to working with our clients every step of the way. At Wilk Silver, we have an intimate knowledge of the laws, rules, and regulations that surround mortgage transactions, and we can work with you to ensure that all the appropriate documents are reviewed, prepared, and submitted, and that our clients are able to take full advantage of any laws that could work in their favor.
Call us today at (877) 745-5848 to learn more about how we can help you close your transactions quickly and effectively.


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